Be prepared to show your adjuster all the details of the loss. Your preparation will go a long way towards assisting your adjuster -- with your help, your adjuster will efficiently and accurately document the loss to your insurer. Remember that your professional adjuster may notice more damage than you initially identify.

1. Take steps to protect the property from further damage.
Document your expenses and the steps you took.
2. Take pictures of the damaged areas as soon as possible.
3. If you have areas of particular concern, or questions, write them down.
4. When you receive your property adjustment, review it carefully, and discuss it with your adjuster. Let your adjuster know as soon as possible if you later discover missing items or hidden damage.

1. Take steps to protect the property from further damage.
Document your expenses and the steps you took.
2. Make a list of your damaged contents. For each item, in columns to the right, show:
• What was the purchase price?
• When did you buy each one?
• What condition was it in at the time of the loss?
• Can it be repaired? At what cost?
• What is the replacement cost?
• Document items and their costs either online or at stores.
• Print out on-line pages you found.
• Keep copies of current advertisements showing current replacement costs.
3. Assemble purchase receipts.
• This is more important as their expense increases.
4. Take pictures of the damaged items:
• As close to the time of loss as possible
• In the place where they were damaged.
• While you're at it, see if you have pictures of the items in your photo collection in their undamaged condition.
5. When you receive your adjuster's contents adjustment, review it carefully, and discuss it with your adjuster.